As a benefit of membership the MU has arranged a package of insurances with all important instrument insurance at it’s heart.

MU £2,000 Musical Instrument and Equipment Insurance Cover – (MU £2K Cover)

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All UK, MU subscription paying members can register for £2,000 musical instruments and equipment cover as part of your membership benefits!

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Your cover documents will be emailed to you in seconds.

Members can also use the MU £2K Cover to reduce the cost of MU Additional Cover and instantly insure musical instruments and equipment above £2,000 and up to £150,000 online.

Annual premiums start from £10 plus insurance premium tax and fee.

MU Additional Cover

Important Note: Once MU Additional Cover has been arranged, members will lose the right to claim under the MU £2K Cover.

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Key Features

MU £2K Cover

£2K Cover for any owned musical instruments/ equipment
Instant cover
Comprehensive worldwide cover for loss, damage and theft
Losses from unattended vehicles included
Alternative instrument hire costs up to £200
Claims are subject to a £100 excess increasing to £350 of for laptops, personal computers or tablets
Important Note: Once MU Additional Cover has been arranged, members will lose the right to claim under the MU £2K Cover.

Additional Cover

Instant Cover
Annual premiums from £10 plus tax and fee
Instant cover up to £150,000
Comprehensive loss, damage or theft Cover for Premises only or Worldwide
Alternative instrument hire costs up to £1,000
Lower excess of £25 for electrical and nil for non-electrical items

MU members also enjoy £10m Public Liability Cover, Personal Accident and Tax investigation cover

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Insurance for members of the
Musicians’ Union (MU)