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Members can insure specified categories of instruments and equipment at competitive rates and receive a discount equivalent to the premium required on up to £3,000 of your highest rated items. This discount does not apply on mobile phones (these are insured at the full rate) and is restricted on Laptops, Pc’s and tablets where minimum premiums apply. This cover is administered by Hencilla and underwritten by Allianz. Whereas it can’t be guaranteed that these premiums are the cheapest, the cover is amongst the broadest available in the market with annual premiums starting at £10 plus insurance premium tax. A £10 fee is chargeable on all new business and renewals, but not for mid- term adjustments.
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